Arlington Dental Financing Options
At Arlington Dental, we believe cost shouldn’t prevent you from getting the dental care you need. That’s why we offer several ways to pay for treatment, including flexible financing options that can help spread the cost over time.
We accept MasterCard, Visa, Discover and American Express. Depending on your needs and eligibility, financing may also be available through our partnership with Cherry.
Cherry Payment Plans
Cherry is our primary financing option for patients who would prefer to divide the cost of treatment into more manageable payments.
Applying is quick and simple. Cherry uses a soft credit check to determine eligibility, so checking your options does not impact your credit score. If approved, you’ll be able to review the payment plans available to you and select the option that best fits your budget.
Depending on eligibility, Cherry offers:
- Flexible payment plans
- Short- and longer-term payment options
- Qualifying 0% APR options
- A quick application process
- No hard credit check when applying
- The ability to review your available payment options before moving forward with treatment
CareCredit®
CareCredit® is another healthcare payment option that can be used for eligible dental treatment. Available financing and promotional options are subject to credit approval and the terms offered by CareCredit.
Our team can help you determine whether CareCredit may be an appropriate option for your treatment.
Arlington Dental In-Office Discount Plan
Don’t have traditional dental insurance? Our in-office discount plan may be another way to make routine dental care more affordable.
Patients pay an annual enrollment fee that includes:
- Necessary X-rays
- One yearly dental examination
- Two healthy-mouth cleanings
Frequently Asked Questions
Will my insurance pay all my dental bills?
Why not? Isn’t that what insurance is for?
Why don’t insurers tell you you’re not fully covered?
Why do insurers say doctors are overcharging?
Originally, the term used was “usual and customary,” and it meant the customary charge a dentist made to a patient receiving a particular treatment. Over the years, the insurers gradually changed the meaning of the term. First, they ruled that “usual and customary” didn’t mean what it said, but meant the average of all the fees charged for a particular treatment by all dentists in a particular region. They said they would not pay even this averaged amount, but just a percentage of it.
Stop and think about this: It means the insurers, on their own, decided they would pay only part of your dentist’s bill. It does not mean, as they often say, that your dentist has overcharged you; it means that the insurers are underpaying you, assuming that you won’t realize it, and knowing that you can’t do anything about it.
Also, some insurers lag as much as 18 months behind in calculating the averaged fees. This causes you a further loss, because your insurance reimbursement is now a percentage of average fees a year and a half old—which may not reflect your dentist’s present charges.
The insurers also changed their policies to say “usual, customary, and reasonable” charges. A dentist’s fee can be “usual and customary,” but the insurers decide what is “reasonable” and refuse to pay for things that don’t meet their definition. Since nobody can guess what the insurers will decide is unreasonable, a policyholder often doesn’t learn until a notice arrives, falsely claiming that the dentist’s bill is an overcharge.
Let’s Find an Option That Works for You
If you have questions about the cost of your dental care, insurance coverage or financing, please don’t hesitate to ask. We’ll be happy to explain your treatment costs and the payment options available to you.